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How your credit score is determined, and three ways you can improve it.

Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured?

First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. The main consumer credit scoring models, FICO® and VantageScore®, rank consumers using a 300-to-850 score range. The lower the number the more risk a lender sees. The higher the number the less risk there is of you defaulting.

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How To Avoid Purchasing Flooded and Fixed Cars

Hurricane Ida is one of the strongest hurricanes to hit the U.S. in recent memory, causing much flooding and devastation. After an event like this, flooded cars often enter the used car market. They may have these cars cleaned up, but flood damage is unpredictable. The many issues caused by water hitting the vital parts of the car will often leave it too costly to repair. Read on to see what you can do to avoid getting into a bad deal.

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Why Couples Fight Over Money and How to Prevent It

A recent survey of nearly 1,000 couples who are married, engaged, or in a relationship found nearly 75% said they had gotten mad at their partner because of a financial decision they made without talking about it first. The majority of those decisions were a big-ticket purchase made without discussing it first. 

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What is the big deal about Bitcoin?

Bitcoin was the very first cryptocurrency and still remains one of the most popular. If it has piqued your curiosity, you’re not alone. You’re also not alone if you have no idea what Bitcoin is or how its value is determined.

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