In order to participate and be eligible to win prizes, the Save to Win Certificate must be open through the drawing period, and all participants must be:

• 18 years of age or older — children can’t be primary or joint account holders on an account with a Save to Win Certificate
• A state of Indiana resident
• A member with a Membership Savings Account in good standing

A member is limited to one certificate per Social Security number or ITIN. If a member opens an account at more than one participating credit union, the account that was opened first will be the one for which the member receives drawing entries.

Members of the same household can have one Save to Win Certificate each, as long as they’re each primary owners on their own account and meet other eligibility requirements.

A member is limited to winning one national prize per month and one national prize per quarter. However, a member is eligible to win both a national prize and a NorthPark-only prize in the same drawing month or quarter.

Members will receive one entry in the monthly drawing for every $25 increase in month-over-month balance, up to a maximum of 10 entries per month (see example below).

Example:

• Month 1 Drawing – $100 deposit = 4 entries
• Month 2 Drawing – $50 deposit = 2 entries
• Month 3 Drawing – $25 deposit = 1 entries

The number of entries is based on the increase in a member’s month-over-month balance. If a member deposits $100 in a given month then withdraws that amount in the same month, the member will not receive any entries for that drawing period.

The number of entries are automatically recorded once the balance is calculated at month-end processing.

NorthPark will notify winners via telephone and prize winnings will be deposited into the member’s Membership Savings.

Actual odds of winning are based upon the number of eligible entries received. For each eligible entry the chance of winning monthly or quarterly prizes is equal to that of all other entries in the raffle.

The more deposits you make, the more entries you will earn toward the monthly drawings. There’s a maximum of 10 entries per month and 30 per quarter.