There are few things more exciting than taking your newly purchased car for that first drive. But more often than not, that excitement fades quickly when you have to make your first payment. If you’re staring down a high auto loan payment, you might be wondering if there’s another way to keep loving your car without the financial headache. What if we told you NorthPark Community Credit Union could significantly reduce your auto loan payment or make purchasing a car easier?

While people frequently confuse credit unions as a type of “for-profit bank,” credit unions are actually non-profits that are owned by their membership. Their goal? To provide affordable low rates to members. That means any time you apply for an auto loan with NorthPark, our goal isn’t to make money off of you through hiked-up rates. But in case you need more convincing on why we are the best option for your next auto loan, here are a few ways we can help you buy or refinance a car.

Financial Planning for Your Purchase

Sometimes you need help figuring out your finances before you purchase a new or used car. We can offer pinpointed guidance on how to navigate costs and build payment plans before you purchase your vehicle. We’ll even work to pre-approve you for an auto loan. That way you’ll be able to navigate negotiations with confidence. You’ll be on the road with the car you need because of a strategic auto loan designed to work for you.

Providing a Faster Payment Plan

Because of our low rates, more of your monthly payment goes toward your total auto loan. This means you are spending less on high rates and banking fees. While a bank auto loan might take five years to pay, with NorthPark you could pay off your car in a shorter amount of time without incurring exorbitant rates. You could even pay your car off in three years!

Helping You Escape from Big Bank Rates

If you’re feeling stuck in a high rate, high payment auto loan at another financial institution, we can help by refinancing your car. That means we will cut your current rate and get you on an affordable payment plan where you aren’t being charged an arm and a leg.


So, after all this, why would you ever go back to a high payment? Apply for an auto loan or refinance your auto loan with NorthPark today, and we’ll get you on the road in the car you need with the right payment plan for you. Contact us today!

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