Bad things happen to good people. You made some bad decisions. You didn't understand what you got into. It happens. So now what?
We’ll help you get back on your feet.
Getting someone to give you a second chance can be hard to find. NorthPark believes in second chances for people who earnestly want to do things right the second time around. We want to help.
We believe in education. We want you to understand your options, how to take on smart debt, how to improve your credit score, and more.
We don't just teach, we actually work to get you in a loan with a fair rate. We invite you to talk to one of our loan officers today to learn more — and restart your financial life on the right foot.
Give us a call.
We believe in putting people in a dependable car they can be proud to drive. That’s why we’ve partnered with Enterprise Car Sales with some great benefits that go with it.
And while other banks are gouging people after bankruptcy, we cut our members’ interest rate by 2% every year they make their car payments on time and their credit score doesn’t decrease! We understand you’re rebuilding your credit and we want to help!
- Credit Builder Loan is only available to individuals who have had their bankruptcy dishcharged in the last 24 months.
- Rate reduction is subject to program terms, including automatic payments through payroll deduction or direct deposit and a rate floor of 6% APR.
*Savings based on a $20,000 loan at 18% for 60 months compared to a conventional loan with the same terms.
Fresh Start Loan
Getting your credit score up after bankruptcy can be tricky and sometimes you just need a little extra cash to get your fresh start. We can help! Introducing the Fresh Start Personal Loan.
- Loan meant for indivdiuals after bankruptcy to reestablish credit
- Must be a NorthPark member for at least 90 days
- Established direct deposit of at least $80 a month
- Employed through current employer or receiving the same income source for at least 6 months
- Current loans with NorthPark are up-to-date
- Not currently in or considering bankruptcy