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This is NOT a Payday Loan!

Our goal is to get you out of the expensive and addictive payday loan. We do this by providing you an affordable short-term loan as well as helping you create a habit of saving. $20 per week of your Freakn' Fast payroll deduction is going in your savings account and will help you save for those emergency and annual expenses like Christmas and vacation.


How does the loan work?

  • Borrow up to $1,000 on your first loan (scroll down to see future loan terms)
  • Payroll deduction with $20 going into your savings account
  • No credit pull
  • The only loan requirement is that you’ve been a full-time employee of the same business for the last 12 months and not in a disciplinary plan


WITH US @ 317-733-2200

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Freakn' Fast Loan*
Average Payday Company**
Annual Percentage Rate
Maximum Loan Amount
Loan Term
26 weeks
2 weeks
Full balance + Fee due
(weekly, $20 of it goes in your savings)
(fee + loan due in
2 weeks)
Savings @ End of Loan
Builds Credit Score


Freakn' Fast Loan Terms

While our goal is to help you build a savings account so that you won't need future Freakn' Fast loans, we understand that life happens. We look to see good pay history by our borrowers to be able to offer them more money with longer loan terms, as you can see in the chart below. These loan terms are subject to change without notice and may vary based on the borrower's pay and job history during their last Freakn' Fast loan. If more than 6 months pass since paying off the last Freakn' Fast Loan, the borrower's next loan will be based on the terms of Loan #1. 

Loan # % of Gross Monthly Income Minimum Loan Amount Maximum Loan Amount Maximum Loan Term (months)
1 25% $500 $1,000 6
2 50% $1,000 $2,000 12
3+ 75% $2,000 $3,000 18



*Loan terms are subject to change without notice. $50 loan document fee for funded loans. Only one Freakn' Fast loan allowable per household at a time. May not currently be in or considering bankruptcy. NorthPark Freakn' Fast Sample Loan Payment: If you borrow $1,000, you will make 26 weekly payments of $43.73 at 40.69% APR plus $20 per week towards your savings for a total of $63.73 per week from your payroll deduction. Your total loan payback amount will be $1,136.88, plus $520 in your savings account.

**Terms of payday loan in the first chart (above) are based on average payday company comparison of interest rate charged. Sample loan amount assumes $600 payday loan is renewed every 2 weeks with a $75 fee per 2-week renewal. Paying the $600 loan off early would effect the total fees paid.