Pay off Uncle Sam, book a massage, treat yourself to a weekly latte — what will you do with up to $96 in cash back every year?
4.00% Cash Back*
on debit card purchases
You can apply online for this account in minutes!
- Cash Back on Debit Card Buys
- No Monthly Maintenance Fees
- Free Digital Banking
- Free Debit Card
- Free checking that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Internal ATM fees and foreign ATM fees eligible for refunding
- Link to free Kasasa Saver® to build savings automatically
- No monthly maintenance fees
- No minimum balance to earn rewards
- Mobile Check Deposit
- Person2Person Payment Option
- Free digital banking
- Free Visa® debit card
- Surcharge-free ATMs available
- Shared branching available
- $25 minimum deposit to open
- Kasasa Protect (Optional)
- $7 a Month Learn More
Rewards are yours for the taking...
Earning your rewards is so easy, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements rather than paper statements
- Be enrolled in and log into online banking at least one time per cycle
You’ve got this. And even if you don’t meet your qualifications during the cycle, your account is still free — then you can get back to earning your rewards the very next month.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Cash: average daily balances up to and including $25,000 receive an APY of 3.50%; and average daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000 resulting in a range from 0.25% to 0.45% APY depending on the account's average daily balance. Kasasa Cash Back: you will receive 4% cash back on up to a total of $200 PIN-based & signature-based debit and credit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle. Kasasa Saver: average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 0.75% and average daily balances over $25,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $25,000 resulting in a range from 0.25% to 0.35% APY depending on the account's average daily balance. Kasasa Tunes: you will receive up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit or credit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and: Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Kasasa Saver: the entire average daily balance in the Kasasa Saver account earns 0.05% APY. Dividends will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2019. APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash account and $25,000+ $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Balance computation methodology varies by account's qualifying status. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25 minimum deposit is required to open the account. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account's qualifications. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Comparison Source: Interest Checking, FDIC 06/19/2018. http://www.fdic.gov/regulations/resources/rates/ Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Trademarks: iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.