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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of October 1, 2018. Rates are subject to change without notice. Fees may reduce earnings.


Kasasa Cash*Learn More

Tier Dividend Rate APY
0 - $10,000 2.50% 2.48%
$10,000+ 0.25% 0.45% to 0.25%
Qualifications not met 0.05% 0.05%

Qualifications

Earning your rewards is so easy, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Didn’t meet your qualifications one month? Don’t sweat it. Your account is still free, and you’ll still earn our base rate. Then you can get back to earning your full rewards the very next month.

Kasasa Saver*Learn More

Tier Dividend Rate APY
0 - $25,000 0.75% 0.75%
$25,000+ 0.25% 0.35% to 0.25%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking 

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Checking Accounts

Account Dividend Rate APY
Kasasa Cash Back 0.00% 0.00%
Kasasa Tunes 0.00% 0.00%

Consult with a NorthPark Representative for additional features and benefits.

Savings Accounts

Account Dividend Rate APY
Savings (Regular and Secondary Shares)
Balance over $100
0.03% 0.03%
IRA Savings (Roth and Traditional)
Balances $5.01 - $4,000
0.10% 0.10%
Premium IRA Savings (Roth and Traditional)
Balances over $4,000.01
0.20% 0.20%

Certificates of DepositLearn More

Ask about our Bump up CD, available on terms greater than 36 months.  When rates rise you can bump up your rate 1x during the CD term! 

Term Minimum Balance to Earn Dividends Dividend Rate APY
90 Days $500 0.10% 0.10%
6 Months $1,000 0.20% 0.20%
12 Months $1,000 0.25% 0.25%
13 Months $1,000 0.25% 0.25%
18 Months $1,000 0.50% 0.50%
24 Months $1,000 0.75% 0.75%
25 Months $1,000 0.75% 0.75%
30 Months $1,000 0.75% 0.75%
36 Months $1,000 3.00% 3.03%
48 Months $5,000 0.95% 0.95%
60 Months $10,000 1.10% 1.11%

Early withdrawal penalties may apply. Please consult a NorthPark representative for more details.

Money Market AccountsLearn More

Tier Dividend Rate APY
$100 - $2,500 0.03% 0.03%
$2,500.01 - $25,000 0.10% 0.10%
$25,000+ 0.20% 0.20%

Dividends or rewards are paid according to your account agreement. Each member account is insured up to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency. Additional Insurance Coverage Available.

Auto & Motorcycle LoansLearn More

Model Term APR
2018 - 2019 Up to 84 Months As low as 3.99% APR
2015 - 2017 Up to 72 Months As low as 4.79% APR
2013 - 2014 Up to 72 Months As low as 5.29% APR
2012 & Older Up to 60 Months As low as 5.99% APR

Take an extra 1/4% off your approved rate with NEW net direct deposit to NorthPark. 

Take an extra 1/4% off your approved rate with auto pay on your NorthPark auto or motorcycle loan.

Qualify for both – take 1/2% OFF!

Other Loans

Loan Type Term APR
Boats New & Used Up to 84 Months As low as 11.99% APR
Personal Loans Installment Up to 60 Months As low as 12.99% APR
DOW Stock Purchase Loans Installment Up to 36 Months As low as 12.00% APR
Credit Cards VISA Revolving As low as 10.99% APR

Rates and terms may vary based on credit qualifications, loan amount requested and underwriting of loan. Rates listed are best rates available.

Sample Payment:
If you borrow $10,000 at 9.00% APR for 48 months you will make 48 payments of $248.83. You will pay $1,943.84 in interest over the life of the loan. Your total payback amount will be $11,943.84.