The Smart Option Student Loan® by Sallie Mae® offers these benefits:
- A choice of competitive rates for undergraduate students.
- Rewards for paying on time.
- Receive a 0.25% point interest rate reduction while enrolled for making scheduled monthly payments by automatic debit.
- Borrow up to 100% of your school-certified cost of attendance (minimum $1,000).
- Choose the repayment option that's best for you:
- Deferred Repayment, Fixed Repayment, or Interest Repayment.
- Applying online is easy—it only takes about 15 minutes to apply and get a credit result.