DEPOSIT RATES


Money Market Accounts

Account Type

Annual Percentage Yield

Dividend Rate**

Money Market Savings
Balances $2,500 to $25,000

0.10%

0.10%

Money Market Savings
Balances $25,000.01 and over

0.20%

0.20%

 

Certificates of Deposit

Ask about our Bump up CD, available on terms greater than 36 months. 
When rates rise you can bump up your rate 1x during the CD term! 

Account Type

Annual Percentage Yield

Dividend Rate**

90 Day Certificate
$500 minimum balance to earn dividends

0.10%

0.10%

6 Month Certificate
$1,000 minimum balance to earn dividends

0.20%

0.20%

12 Month Certificate
$1,000 minimum balance to earn dividends

0.20%

0.20%

13 Month Certificate
$1,000 minimum balance to earn dividends

0.25%

0.25%

18 Month Certificate
$1,000 minimum balance to earn dividends

0.25%

0.25%

24 Month Certificate
$1,000 minimum balance to earn dividends

0.30%

0.30%

25 Month Certificate
$1,000 minimum balance to earn dividends

0.35%

0.35%

30 Month Certificate
$1,000 minimum balance to earn dividends

0.40%

0.40%

36 Month Certificate
$1,000 minimum balance to earn dividends

0.50%

0.50%

48 Month Certificate
$5,000 minimum balance to earn dividends

0.95%

0.95%

60 Month Certificate
$10,000 minimum balance to earn dividends

1.11%

1.10%

 

Savings Accounts

Account Type

Annual Percentage Yield

Dividend Rate**

Savings(Regular and Secondary Shares)
Balances of $100—$5,000

0.01%

0.01%

Savings (Regular and Secondary Shares)
Balances $5,001 and over

0.03%

0.03%

IRA Savings (Roth and Traditional)
Balances $5.01—$4,000 

0.10%

0.10%

Premiun IRA Savings (Roth and Traditional)
Balances $4,000.01 and over

0.20%

0.20%

 

Checking Accounts  
 


Account Type


Annual Percentage Yield


Dividend Rate**

Premier Checking* (Learn more on how to qualify)up to 5.12%


up to 5.00%


Free Checking


0.00%


0.00%


Perks Checking


0.00%


0.00%


Easy Checking


0.00%


0.00%


*$1,000 minimum balance to earn dividends on Free, Perks, Easy Checking and Premier Checking.

*Qualifying Premier Checking will earn 5.12% APY on balances $2,500-$4,999.99 and 1.00% APY on balances of $5,000-$50,000.00. Balances greater than $50,000.00 earn the Free Checking APY show above.

High Yield Checking Coming Soon!**

Account Type

Yield

Qualifying*

Tier 1   $5,000 - $50000

1.00%

1.00%

Tier 2   $2,500 - $4,999.99

5.12%

5.00%

Tier 3   $.01 - $2,499.99

0.01%
0.01%


*High Yield Checking Qualifiers:  1) e-Statements   2) Direct Deposit     3) 25 Debit Card transactions per month

**These are prelimanary parameters of the High Yield Checking. This is subject to change without notice.

 

All rates subject to change without notice.  Fees may reduce earnings.

IRA Certificates are 12, 24 and 36 month and have the same rates as regular certificates.

**Dividends are paid quarterly, with daily interest calculations on IRA, Regular Savings, Checking (Shared Draft), and all Certificates.  Each member account is insured up to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency.  Additional Insurance Coverage Available.