RATES EFFECTIVE TUESDAY, NOVEMBER 1, 2011 | |||
Loan | APR as low as | Max Term | Max Financing |
|---|---|---|---|
2009-2012 Auto Loan | 1.99% | up to36 months | 115% NADA or MSRP |
| 2009-2012 Auto Loan | 2.35% | 37 to 60 Months** | 115% NADA or MSRP |
| 2009-2012 Auto Loan | 2.75% | 61 to 75 Months | 115% NADA or MSRP |
2009-2012 Auto Loan | 4.10% | 76 to 84 months | 115% NADA or MSRP |
2007-2008 Auto Loan | 3.55% | up to 48 months | 115% NADA or MSRP |
| 2007-2008 Auto Loan | 3.99% | 49 to 66 months | 115% NASA or MSRP |
2007-2008 Auto Loan | 5.30% | 67 to 72 months | 115% NADA or MSRP |
2005-2006 Auto Loan | 4.75% | up to 66 months | 115% NADA or MSRP |
2002-2004 Auto Loan | 6.45% | up to 48 months | 115% NADA or MSRP |
2001 or older Auto | 7.85% | up to 48 months | 115% NADA or MSRP |
New Motorcycles | 8.50% | up to 84 months | 100% NADA or MSRP |
Used Motorcycles | 8.85% | up to 66 Months | 100% NADA or MSRP |
New/Used Other Motorized and Non-Titled Items | 7.80% | up to 84 months Minimum $2,500 | 100% NADA or MSRP |
New/Used Other Motorized and Non-Titled Items | 8.35% | up to 120 months Minimum $10,000 | 100% NADA or MSRP |
Personal Line of Credit W/Overdraft | 10.50% | N/A | $2,500 |
Personal Line of Credit W/ Overdraft | 10.25% | N/A | $7,500 |
Personal Loan | 11.000% | up to 60 months | $1,000--$25,000 |
Visa Classic | 10.99% | N/A | $500--$10,000 |
| Visa Platinum | 9.99% | N/A | $10,001--$25,000 |
Share Secured Visa Classic | 10.99% | N/A | 95% of Share Balance |
Stock Secured Loan | N/A | Not Available at this Time | 70% of Current Stock Value |
NPCCU Savings Secured Loan | 5.00% over share rate, 5.50% minimum | up to 60 months | 95% of Share Balance |
NPCCU Certificate Secured Loan | 2.00% over cerificate rate, 5.50% minimum | 60 months | 95% of Certificate Balance |
Home Equity Loan Variable Rate and Fixed Term | Temporarilty Suspended | N/A | N/A |
Home Equity Line of Credit | 4.750% | 10 year draw 80%LTV | $100,000 |
New and Used Boats-$2,500.00-$9,999.99 | 5.00% | up to 84 months | 100% NADA or MSRP |
New and Used Boats-$10,000.00-$19,999.99 | 4.75% | up to 120 Months | 100% NADA or MSRP |
New and Used Boats- $20,000.00-$74,999.99 | 4.50% | up to 180 months | 100% NADA or MSRP |
New and Used Boats $75,000.00-$100,000.00 | 4.25% | up to 240 Months | 100% NADA or MSRP |
Home Improvement Loan-Personal | 9.250% | 10 year amortization | $9,999 |
Home Improvement Loan-Personal | 9.000% | 15 year amortization | $20,000 |
Personal Line of Credit W/Overdraft | 10.50% | Variable Rate No Term | $25,000 |