Lending Rates

Calculator

Deposit Rates

Follow Us

Contact Us

5965 West Technology Center Dr.
Indianapolis, IN 46278

317-873-6166
Toll Free 888-883-3328
info@northparkccu.org

Office Hours

Lobby:M - F9 am - 5 pm
Drive-Up:M - Th9 am - 5 pm
F9 am - 6 pm
S9 am - 12 Noon

lending Rates

Model YearAPR as low asMax TermMax Financing
2012-2014 Auto Loan2.50%up to 36 months115% NADA or MSRP
2012-2014 Auto Loan2.50%37 to 60 months115% NADA or MSRP
2012-2014 Auto Loan3.25%61 to 75 months115% NADA or MSRP
2012-2014 Auto Loan4.75%76 to 84 months115% NADA or MSRP
2010-2011 Auto Loan4.00%up to 48 months115% NADA or MSRP
2010-2011 Auto Loan4.00%49 to 66 months115% NADA or MSRP
2010-2011 Auto Loan5.00%67 to 72 months115% NADA or MSRP
2008-2009 Auto Loan5.75%up to 66 months115% NADA or MSRP
2004-2007 Auto Loan7.50%up to 48 months115% NADA or MSRP
2003 or older Auto9.00%up to 48 months115% NADA or MSRP
Motorcycles 2000 & Newer3.99%up to 60 months100% NADA or MSRP
Motorcycles 1999 & Older8.99%up to 60 months100% NADA or MSRP
New/Used Other Motorized
and Non-Titled Items
7.80%up to 84 months
Minimum $2,500
100% NADA or MSRP
New/Used Other Motorized
and Non-Titled Items
8.35%up to 120 months
Minimum $10,000
100% NADA or MSRP
Lifestyle Loan
(Unsec. Installment Loan)
11.99%up to 24 months$2,500
Lifestyle Loan
(Unsec. Installment Loan)
9.99%up to 48 months$4,500
Lifestyle Loan
(Unsec. Installment Loan)
8.99%up to 60 months$8,000
Lifestyle Loan
(Unsec. Installment Loan)
9.50%up to 84 months$15,000
Lifestyle Loan
(Unsec. Installment Loan)
9.99%up to 120 months$30,000
Lifestyle Loan
(Unsec. Rev. Cr. w/ODP)
11.99%1.50% of the
monthly balance
$2,000
Lifestyle Loan
(Unsec. Rev. Cr. w/ODP)
9.99%1.50% of the
monthly balance
$4,500
Lifestyle Loan
(Unsec. Rev. Cr. w/ODP)
8.99%1.50% of the
monthly balance
$8,000
Lifestyle Loan
(Unsec. Rev. Cr. w/ODP)
9.50%1.50% of the 
monthly balance
$15,000
Lifestyle Loan
(Unsec. Rev. Cr. w/ODP)
9.99%1.50% of the
monthly balance
$30,000
Dow Stock Purchase Loan
Fully Engaged
12.00%4 months/
36 months
 
Dow Stock Purchase Loan
Non-Engaged
15.00%4 months/
36 months
 
Visa Classic10.99%NA$500--$10,000
Visa Platinum9.99%NA$10,001--$25,000
Share Secured Visa Classic10.99%NA95% of Share Balance
ATV's, Watercraft, Snowmobiles,
Garden Tractors,
Other Non-Titled merchandise
3.99%up to 84 months100% NADA or MSRP

Home Equity Line of Credit (HELOC)

CLTVEffective Rate*Term
Up to 80% 1st Lien PositionAs low as 4.210%**10 year Draw/10 year Repay
Up to 80% 2nd Lien PositionAs low as 4.210%**10 Year Draw/10 Year Repay

Payment Options:
1. Payment calculated on 1.00% of balance
2. Interest only payments +.50% added to Interest Rate

1% Payment Option Monthly Payment Example $50,000.00 loan @ 3.79%=$500.00
10 year draw period and 10 year payback period.

Home Equity Fixed Loan Term

CLTVEffective Rate*Term
Up to 80.00% 1st Lien PositionAs low as 4.210%**Up To 240 Months
UP to 80% 2nd Lien PositionAs low as 4.210%Up To 240 Months

Straight amortizatino up to 240 Months

Home Equity Loan and Home Equity Line of Credit (HELOC) Features:

1. Variable rate adjusts quarterly based on WSJ Prime Rate plus effective margin
2. Initial fixed rate period of one year is available. Then, variable rate based on WSJ.
3. Prime Rate plus effective margin after initial year and adjusts quarterly thereafter
4. Variable rate adjustment
5. No early Pay-Off Penalty
6. Minimum financed $5,000.00 and Maximum Financed $100,000.00
7. 80% Combined Loan to Value (CLTV)

Notes:
All Rates Subject to Change
* Effective Rate=Annual Percentage Rate (APR)
** Variable Rates base don individual creidt qualification
*** Restrictions Apply, Please contact loan department
Collateral Loans may not exceed $200,000.00 without Board approval.  Rates listed above are reviewed periodicallly and subject to change monthly.

Loan Processing Fee Applies to All Direct Loans: $50.00

Mortgage Originators Updated: July 28, 2014

NameNMLS #
Janis L. Braner56335
Andrew Johnson1003121
Heather Jones410856
Melissa Smith1145501
Melissa Strohl411024
Dan Wright1003123

 

© 2010 NorthPark Community Credit Union. All Rights Reserved. Federally insured by the NCUA. Equal opportunity lender.
Website Design & Content Management Powered by Marketpath CMS

NCUAEqual Housing