Mortgage Loans
Does NPCCU offer mortgages? Yes we do! Whether you're buying, building or refinancing, NorthPark Community Credit Union wants to make your home purchase as easy and stress-free as possible. We know that buying a home is probably the largest purchase you will make. And we offer our Mortgage Center that will provide you with the tools and advice you will need to make an informed mortgage decision. We offer:
- First mortgages
- Fixed and adjustable rates
- Owner occupied and investment properties
- Conventional and jumbo mortgages
For specific information not listed on our Web site, please call NPCCU and ask to speak to a Loan Officer.
Home Equity Loans
Thinking about home improvements, consolidating debts, college, or that BIG vacation? NorthPark Community Credit Union has a variety of home equity products to serve your needs. We offer:
- Home Equity Loans and Lines of Credit
- Fixed and Adjustable Rates
- Balloon Programs
- Extended Amoritization Schedules
Check out our Home Equity Loan Rates, and call a Loan Officer today!
Consumer Loans
Signature Loans
A signature or personal loan is a loan you can use for home improvements, auto repairs, vacations, debt consolidation or any other purchase. A signature loan is based solely on your credit qualifications and does not require collateral (like a home or car). For qualified members, NPCCU offers signature loans up to $25,000.00. You can apply online at loan application, at one of our branches, or over the phone. Check out our signature loan rates!
Share Pledged Loans
If you need to borrow funds for a period of time at a reduced rate, then a share pledged loan may be for you! Simply apply for the amount equal to the amount on deposit in your regular or secondary savings account and pledge the funds as collateral for the loan. This means that you must leave on deposit an equal amount of funds to cover the unpaid balance of the loan. Check out our low Share Pledged Loan rates!
Stock Secured Loans
Many of our members own Dow Chemical or Eli Lilly stock. This can be used as collateral on a loan with a substantial reduction in interest costs over other types of loans. View our low Stock Secured Loan rates.
Vehicle Loans
AT NPCCU, we offer competitive financing for new and used cars, trucks, vans, RV's, motorcycles, and boats. NPCCU offers:
- Easy, convenient pre-approval process
- Fixed rates available; ballon rates available on RV's and Boats
- Variety of terms depending on the type of auto and borrower qualifications
Apply online at loan application, give us a call, or stop by one of our branches to apply! Click on our vehicle loan rates for some of the lowest rates in town!
Protect Your Investments...and protect your financial future! NPCCU offers a variety of products that will protect your investments as well as your loan. We offer Mechanical Breakdown Protection (MBP) which provides protection against vehicle mechanical breakdowns above and beyond the original manufacturer's warranty. Our Guaranteed Asset Protection (GAP) will cover the deficiency balance on your vehicle loan in the event of a total loss. We also offer Credit Insurance that protects your family's financial future. Please click here to learn more about these products and to receive a free quote!
Visa Program
NorthPark Community Credit Union offers competitive rates and easy online service for our Visa cardholders! Our Visa program offers the following features:
- Up To $25,000 Credit Limit Based on Credit Qualifications
- Low Interest Rates
- No Annual Fee
- Convenience Checks for Convenient Balance Transfers
- Visa Classic and Platinum Available
- No-Cost Travel Protection
 NPCCU has a convenient and user-friendly online service that gives you 24/7/365 access to your Visa account. Check your balance, make a payment, find out transaction history, and check available balances at any time of the day! Click on the logo to the left to start using our VISA Online Service!
|
