Fee Schedule

Checking/Share Draft Accounts

Classic Checking$2.95 fee per month 
Extreme CheckingNo Monthly Service Charge; Free E-Statements.  
Option: Paper Statements $2.95 per month
Nifty Fifty Checking$2.95 per month see additional service
Student Checking (Including Senior Life Saver Club, Real World Club)No fee if age 25 or under

Basic Business Checking* (waived if Avg. Bal. is $1,000 or more)

$12.00 per month

Business Plus Checking*

Monthly Service Fee--$6.00 per month
ACH Withdrawal Transaction Fee--.07 per cleared ACH
Per Check Transaction Fee--.25 per cleared check
Deposit Item Transaction Fee .25 per each item deposited
Insufficient Funds Fee--$35.00 per item returned
Stop Payment Fee (adding or deleting)--$35.00 each
Check/Draft Reorders Price--Available Upon Request
Courtesy Pay Fee (not available for Corporations)--$35.00 per item
Debit and ATM Fees 
ATM Card (Initial Card)No Fee
Debit Card (Initial Card)No Fee
Replacement ATM/Debit Card$10.00 each
ATM Transactions
(except deposits)
*after first 10 FREE transactions per month, .85 each
Foreign ATM DepositsNo Fee
Sales Draft Copy$7.50 each copy
Insufficient Funds Fee$35.00 per item returned
Point of Sales Transactions (ex. Retailers)**after first 10 FREE transactions per month, .85 each

*Surcharges imposed at ATM owners are in addition to this fee.  Surcharge fees are not controlled by NPCCU.

**Any transaction that require the use of your PIN (personal identification number)

Home Banking 
Monthly Access FeeNo Fee
Bill Payer Feesafter first 15 FREE items per month, .75 each
Insufficient Funds Fee$35.00 per item returned
Stop Payment Fee
(adding or deleting)
$35.00 each
Canceled Check/Bill Copy$7.50 per item
EasyPay Account to Account Transfers Fee$1.00 per transfer
EasyPay Same Day Bill Payment Fee$9.95
EasyPay Overnight Check Fee$15.95
Miscellaneous Fees 
IRA Maintenance FeeNo Fee
Regulation D Violationper item after allotted 6 transactions per month, $6.00 each
Money Orders$2.50 each
Official Checks
(to Third Party)
$5.00 each
Outgoing Wires (Domestic)$17.00 each
Incoming Wires (Domestic)$10.00 each
Overnight Mail DeliveryAs charged, with $35.00 minimum
Statement Copies
(e-statements are Free)
$2.95 per printed statement
Copy of Check/Draft Fee$3.00 per check, $5.00 per check if older than 12 months
Notary Service
(Members Only)
No Fee
Account Reconciliation and Research Fee$35.00 per hour, by appointment only
Insufficient Funds Fee-Check or ACH$35.00 per returned item
Returned Deposited Check$15.00 per check returned
Check Cashing Fee for (Non-Member) On-Us Checks OnlyNo Charge
Reopen Closed Account$35.00
Garnishment Processing$50.00
Levies Processing$50.00
Escheat Processing$50.00
Shared Branch Transactionsafter first 12 FREE transactions per month, $1.00 each
Stop Payment Fee (adding or deleting)$35.00 each
Gift Cardssee Visa pre-paid card Fee Sheet
Dormant Account Fee (inactive for 12 months)$7.00

Due to regulatory related risk, we are no longer able to offer International Wires or open new Business Checking Accounts, DBA Accounts, Rep Payee Accounts, or Guardianship Accounts.  We apologize for this inconvenience.