Quick Clicks

 

NPCCU Corporate Office

5965 West Technology Center Dr. Indianapolis, IN 46278 317-873-6166 Toll Free 888-883-3328 info@northparkccu.org Office Hours Lobby:       M - F     9 am - 5 pm Drive-Up:  M - Th    9 am - 5 pm                    F           9 am - 6 pm                   S           9 am - 12 Noon Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

NPCCU's Savings and Checking Accounts and Services

Savings Accounts

A Share Savings account at NPCCU is a great way to start saving for your future! The initial deposit is $5 and remains for the life of the open account. Not only can you personally deposit funds into your savings accounts, but you can also take advantage of our service known as Direct Deposit. With Direct Deposit, you can have funds automatically deposited into your savings account from your wages. What a great way to save!

Special or Secondary Savings Accounts are also available to help you "tuck" away that extra money for a rainy day or special purchase! And you can choose to personalize your savings account name any way you want.

Check out these other savings options!

Christmas Club

Vacation Club

Check out other Savings Options below!

Checking Accounts

Opening a checking (share draft) account at NPCCU is a convenient way to transact your business and keep your finances in order!!! Our checking account options are:

Benefits Plus Checking

Nifty Fifty Club

Basic Checking

Classic Checking

Second Chance Checking

Youth Accounts

NPCCU wants to help teach your child, teen or young adult about money and financial responsibility.  It is our hope to assist them in building a strong foundation for their future!  We have accounts for all ages!

Acorn Club

Junior Lifesavers Club

Senior Lifesavers Club

Real World Survivors Club

Other Savings Products:

Direct Deposit

Sign up for Direct Deposit with NPCCU and your employer, and your check will automatically be deposited into your account on payday. Don't worry about vacation, bad weather, or rushing to the credit union after work, because your money is already there for you. Click on the link Direct Deposit to begin the process today! You can also sign up for an automatic transfer from one account to another on any day of the month, in order to pay your loan payment or deposit into you savings.

Switch Kit

Switching your account to NPCCU is made easy at NPCCU! Let us help take the hassle out of switching your direct deposit, automatic payments and ACHs, and closing your non-NPCCU account through the use of our switch kit. In addition, we will help you get set up with internet banking and bill payer service to make the switch easier than ever! Please click on the Switching Made Easy button to the left to start benefiting from NPCCU and our user-friendly checking account! 

Money Market Accounts

NorthPark Community Credit Union Money Market accounts are designed for our members who want to earn daily interest on liquid funds. Features are:

• $2,500 minimum deposit to open a Money Market account
• Tiered Dividend Rates. See Deposit Rates
• No Minimum balance required to earn dividends
• Dividends earned daily and paid quarterly
• No withdrawal penalties

Certificates

NPCCU offers numerous Share Certificate products with a variety of maturity periods and competitive interest rates.

Terms offered are:

• 90 days (minimum deposit: $500)
• 6 months
• 12 months
• 13 months
• 18 months
• 24 months
• 25 months
• 30 months
• 36 months
• 48 months
• 60 months

Minimum to open a share certificate is $1000, unless otherwise noted. If you withdraw your share certificate before maturity you will incur a penalty. Special terms and rates may be available, check the Deposit Rates for details.

Jumbo Certificates are available for all terms offered. Minimum deposit is $100,000. Please call the Credit Union at 317-873-6166 to inquire about premium rates.

"Name Your Rate" CD is a new CD that offers relationship rewards. Take advantage of our 12, 18 or 24 month CDs and allow us to bump your rate ten basis points for each additional product or service you have with NPCCU. You will receive the .10 rate bump for each listed product:

• Savings and Money Market Accounts with collective balance over $5,000.
• Checking Account with Direct Deposit
• Outstanding or New Automobile Loan
• Outstanding or New Home Equity Loan
• Open Visa Credit Card

IRAs

Are you ready to retire? Are you planning to live on Social Security during your golden years? Will you be able to pay for the special events and times that can make retirement so special? An IRA offers a great way to help achieve your retirement dreams and goals. Individual Retirement Accounts give you an opportunity to accumulate money for retirement with various tax advantages, depending on which you choose. NPCCU offers two IRA options to our members.

Traditional IRA

• Contributions may be fully tax deductible up to $4,000 per year
• Contribute an additional $1000 if you are age 50 or older
• After age 59 and a half withdraw funds without any IRS premature penalty

Roth IRA

• Allows earnings to grow tax-exempt
• Contribute up to $4,000 per year, or an additional $1000 if you are age 50 or older
• Deposits can be withdrawn at any time without tax or IRS Penalty
• Ask about income requirements
• No age requirements

At NPCCU, we offer both IRA savings and share certificate accounts. Terms offered are:

• IRA Savings
• Premier IRA Savings (Minimum $4,000 balance)
• 12 months IRA Certificate (Rate same as 12 month Share CD)
• 24 months IRA Certificate (Rate same as 24 month Share CD)
• 36 months IRA Certificate (Rate same as 36 month Share CD)

Check out our Deposit Rates for more information on our IRAs.

Deposit Rates