Checking

Premier Checking


Want to earn more than a CD but keep your cash liquid? Than Premier Checking is for you!

NorthPark is a not-for-profit cooperative. People like you, our members, are owners of the cooperative. So the more you and the other owners are engaged in the cooperative, the stronger the cooperative becomes. A strong cooperative enables us to save our members more money on lower loan rates and offer higher rates on their deposits. That's why our Premier Checking account rewards our most engaged members. See what you can earn. 
           
                  Premier Balance           Qualifying APY*
Tier 1         $2,500 - $4,999.99        5.12%
Tier 2         $5,000 - $50,000           1.00%
 
So what does an engaged NorthPark member look like to qualify? 
Simply sign-up and open e-Statements monthly, have Net Direct Deposit, and use your NorthPark debit card 25 times per month (ATM transactions do not qualify).
 
Is there a minimum or maximum balance for this account?
No. However, balances less than $2,500 and greater than $50,000 will earn our current FREE checking rate.
 
Are there service fees for this account? 
No. 
 
What if I don't meet all the qualifiers one month?
No problem. There is no fee charged. You will just earn our current FREE checking rate.


*Rate and tiers are subject to change without notice.

Perks Checking
 
• One free box of checks per year (Custom Creations Only)
• Free money orders
• Free credit union checks
• Free bill pay (15 transactions per month)
• Free mobile and online banking
• Free Notary/Medallion

• Free Balance Program
• e-Statements not required
• $2.95 monthly fee
• Interest bearing with minimum $1,000 balance
• No minimum balance required
• $25 opening deposit required
• Free initial debit card with 8 free pin based point-of-sale transactions per month. Choose Credit and sign!
• $500 Courtesy Pay (must qualify)
• Eligibility: No telecheck denial or FICO greater than 600

Free Checking

 No monthly fee when you have e-Statements

• No minimum balance required 
• Free Balance Program
 $25 opening deposit required
• Free bill pay (15 transactions per month)
• Free mobile and online banking
• Free Notary/Medallion
 Interest bearing with minimum $1,000 balance
 Free initial debit card with 8 free pin based point-of-sale transactions per month. Choose Credit and sign!
 $500 Courtesy Pay (must qualify)
• Eligibility: No telecheck denial or FICO greater than 600

Easy Checking
Prior financial issues? No problem.

• No minimum balance required.

• Free Balance Program
• Free bill pay (15 transactions per month)
• Free mobile and online banking
• Free Notary/Medallion
• Free initial debit card with 8 free pin based point-of-sale transactions per month. Choose Credit and sign!
• No Courtesy Pay


Debit Cards

The NorthPark Visa check card works like a check... only better! Just swipe your card, sign, and go. Funds are withdrawn directly from your checking account, usually in real-time. It's faster and safer than cash or checks and is accepted at millions of locations worldwide. Your Visa debit card also doubles as an ATM card. Alliance One and Credit Union 24 are part of NorthPark's ATM Access group and allows our members to use other ATM's in the Alliance and Credit Union 24 network without a surcharge.

Courtesy Pay

Overdraft items paid instead of returned. Courtesy Pay limit up to $500 including fees. $35 fee per item paid. Up to 30 days to repay negative balance. You must qualify for this product. Not available with Easy Checking.