Business Basic Checking (Small Business Accounts)
Business Basic Checking is designed for businesses with a limited number of monthly transactions. Maintain a minimum of $1000.00 and receive free business checking. If the account balance falls below $1000.00 at any time during the month, a $12.00 fee will be charged.
Your Business Checking account can be even more beneficial and convenient with Internet Banking, Bill Payment, and a Business Debit Card.
Business Plus Checking
The NPCCU Business Plus Checking Account is an interest-bearing account designed for businesses with increased transaction needs. Earn interest on balances over $1000.00 while receiving the benefits and functions of a checking account. For your convenience, Internet Banking, Bill Payment and Business Debit Cards are also available with your Business Plus Checking Account. Call NorthPark to receive full details of our Business Plus Checking Account!
In addition, NPCCU provides a variety of options that allow businesses to save and earn interest at the same time! Currently, NPCCU's offering of savings accounts, money markets, and share certificates are available to business owners, too.
Business Partner Status
You may never have thought of NorthPark Community Credit Union as an employee benefit, but your employees will definitely benefit from utilizing our services!
NPCCU can visit your employees on site to discuss services, answer questions, open accounts and assist with transactions. We would welcome the opportunity to provide your employees with information about all of the benefits enjoyed by NPCCU members. Call NPCCU and ask to speak to the business development department to learn more about this incredible employee benefit!
Business Debit Card
Your NPCCU Business Debit Card makes purchasing for your business easier and more convenient. Funds come directly from your business checking account, eliminating the hassle of writing checks. When you use your card at a retailer, just sign the receipt and go!
Merchant Services (Credit Card Processing Services)
MERCHANT SERVICES (Credit Card Processing Services) - Accepting Credit cards can increase business by as much as 45%! Finding the right merchant services provider can be a very difficult process so NorthPark CCU has done the research to find a trusted partner to offer this invaluable service for your business. No matter what type of business you have, how you choose to process credit cards or what type of cards you elect to accept, Total Merchant Concepts (TMC) can help!
TYPES OF BUSINESSES : Retail, Home Based, Mail Order/Telephone Order, Mobile , Commercial, Government, Internet
WAYS TO PROCESS CARDS: Terminal, Software, E-Commerce, Wireless, TouchTone (phone based processing)
TYPES OF CREDIT CARDS: Visa, Master Card, American Express, Discover, Gift Cards, and EBT Cards
CHECK SERVICES:
- Verification - Check Verification is the process by which the information on a check is run through a national database to determine the likelihood of having a check bounce.
- Check Guarantee - Check Guarantee is a service provided to merchants (members) who do not mind paying a little more to insure they will receive funds for the checks they receive.
- ACH Check Conversion - ACH Check Conversion is the process by which a paper check is turned into an electronic transaction- the checks can either be kept by the merchant (member) or returned to the check writer.
You will appreciate the efficiency and accuracy Total Merchant Concepts provides in processing all of your credit card transactions. To find out more, please call an NPCCU Business Development Representative today at 317/873-6166!
Total Merchant Concepts is a registered ISO and MSP of HSBC Bank USA, National Association, Merchant Support Group, PO Box 3263, Buffalo, NY 14240 716 841-6360
Business Internet Banking
Access to business or personal account information 24/7/365 is available through NPCCU's Internet Banking. Features include:
- View account summaries and individual account transaction histories.
- Transfer funds within your business account, i.e. make loan payments.
- Download most account transaction detail into Quicken or Microsoft Money.
- Create your own investment portfolio and track performance online.
- Access One-time and recurring transfer capabilities.
Business Bill Payment Service
At NPCCU, your business can pay your bills online! With Electronic Bill Payment you can:
- Pay bills electronically.
- Eliminate writing checks and paying for postage.
- Schedule recurring payments.
- Schedule payments at your convenience, 24/7/365!
To register for Bill Payment, please call NPCCU to get access today!
Business Telephone Banking
Our free, 24-hour audio response telephone service called Starline gives you easy access to your NPCCU accounts any time day or night! Call from home, work, the grocery store, while out-of-town, or anywhere you are with a touch-tone telephone!
- 24-Hour Telephone Account Access
- 317-610-8100 or 800-581-2251
Financial and Estate Planning Seminars
As an additional benefit, NPCCU offers you the opportunity to educate your employees on a variety of financial topics such as saving, budgeting, investments, estate planning, or buying a home just to name a few. Workshops and seminars can be adapted to your setting and educational needs.
Group Insurance Planning
NPCCU has partnered with Hoffman Benefit Services (in association with WestPoint Financial Group) that can offer your business a wide array of business products. Primary services include Group Health, Life, Vision, and Dental Insurance, Section 125 Plans, Short and Long Term Disability and Qualified Sick Pay Plans. Bob Hoffman can be reached at (317)705-8139 or rjhoffman@finsvcs.com. To find out more about Hoffman Benefit Services, visit them on the web at www.hbsionline.com.
To receive a quote on any of the group health insurance programs, please click on free quote, fill out the form, and fax it to Bob's attention at (317) 805-2956.
