Rates Effective Wednesday, February 01, 2012 |
Loan |
APR as low as |
Max Term |
Max Financing |
2009-2012 Auto Loan
|
1.99%
|
up to 36 months
|
115% NADA or MSRP
|
2009-2012 Auto Loan
|
2.35%
|
37 to 60 months
|
115% NADA or MSRP
|
2009-2012 Auto Loans
|
2.75%
|
61 to 75 months
|
115% NADA or MSRP
|
2009-2012 Auto Loan
|
4.10%
|
76 to 84 months
|
115% NADA or MSRP
|
2007-2008 Auto Loan
|
3.55%
|
up to 48 months
|
115% NADA or MSRP
|
2007-2008 Auto Loan
|
3.99%
|
49 to 66 months
|
115% NADA or MSRP
|
2007-2008 Auto Loan
|
5.30%
|
67 to 72 months
|
115% NADA or MSRP
|
2005-2006 Auto Loans
|
4.75%
|
up to 66 months
|
115% NADA or MSRP
|
2002-2004 Auto Loan
|
6.45%
|
up to 48 months
|
115% NADA or MSRP
|
2001 and older Auto Loan
|
7.85%
|
up to 48 months
|
115% NADA or MSRP
|
New/Used Other Motorized and Non-Titled Items
|
7.80%
|
up to 84 months Minimum $2500
|
100% NADA or MSRP
|
New/Used Other Motorized and Non-Titled Items
|
8.35%
|
Up to 120 months. Minimum financed $10,000
|
100% NADA or MSRP
|
Boats, Motorhomes, and Campers/RV's New and Used
|
5.00%
|
84 Months
|
$2,500.00 to $9,999.99
|
Boats, Motorhomes, and Campers/RV's New and Used
|
4.75%
|
85 to 120 months
|
$10,000.00 to $19,999.99
|
Boats, Motorhomes, and Campers/RV's New and Used
|
4.50%
|
121 to 180 months
|
$20,000 to $74,999.99
|
Boats, Motorhomes, and Campers/RV's New and Used
|
4.25%
|
181 to 240 months
|
$75,000.00 to $100,000.00
|
Motorcycles New
|
8.50%
|
Up to 84 months
|
100% of NADA or MSRP
|
Motorcycles Used
|
8.85%
|
Up to 66 months
|
100% NADA or MSRP
|
Stock Secured Loan
|
|
Not Available at this Time
|
70% of Current Stock Value
|
NPCCU Savings Secured Loan
|
5.00% over share rate, 5.50% minimum
|
up to 60 months
|
95% of Share Balance
|
NPCCU Certificate Secured Loan
|
2.00% over cerificate rate, 5.50% minimum
|
up to 60 months
|
95% of Certificate Balance
|
Home Improvement loan (personal)
|
9.25%
|
up to 120 months Amort.
|
$9,999.99
|
Home Improvement loan (personal)
|
9.00%
|
up to 180 Months Amort.
|
$10,000.00 to $20,000.00
|
New and Used Boats- $20,000.00 to $74,999.99
|
4.50%
|
up to 180 months
|
100% NADA or MSRP
|
New and Used Boats- $75,000.00 to $100,000.00
|
4.25%
|
up to 240 Months
|
100% NADA or MSRP
|
Personal Line of Credit with Overdraft
|
10.50%
|
N/A
|
$2,500.00
|
Personal Line of Credit W/Overdraft
|
10.25%
|
N/A
|
$2,501.00 to $7,500.00
|
Personal Line of Credit with Overdraft
|
10.00%
|
N/A
|
$7,501.00 to $25,000.00
|
Personal Loan
|
11.00%
|
Up to 48 Months
|
Up to $7,500.00
|
Personal Loan
|
11.00%
|
Up to 60 months
|
$7,501.00 to $25,000.00
|
Dow Stock Purchase Loan-Fully Engaged
|
12.00
|
4 months/36 months
|
option amount
|
Dow Stock Purchase Loan- Non-Engaged
|
15.00
|
4 months/36 months
|
option amount
|
Visa Classic
|
10.99
|
N/A
|
Up to $10,000.00
|
Visa Platinum
|
9.99
|
N/A
|
$10,001.00 to $25,000.00
|
Share Secured Visa Classic
|
10.99
|
Maximum 95% of Share balance
|
$500.00 to $10,000.00
|
|
